about us

The Team

Simon Dryan
Simon Dryan: Active Cover Co-Founder

After a career spanning 30+ years as a well-respected equity trader, running a private hedge fund, Simon moved into the insurance sector and co-founded Active Cover. Due to his love of sport, Simon strives to help amateur and professional sports people gain the support they need, allowing a stress-free recovery following an injury.

Simon enjoys long distance cycling and playing tennis, as well as a wide variety of leisure activities.

Graeme Godfrey
Graeme Godfrey: Active Cover Co-Founder

Graeme specialised in the private medical insurance industry for many years, winning national awards, where he built strong relationships with insurers and clients alike with the primary aim of helping people. With this valuable experience and knowledge, Graeme was in an ideal position to forge ahead with Simon to create a sports insurance product they could be proud of.

Graeme spends his spare time keeping fit, with a passion for krav maga & paddle tennis.

Active Cover

Lifelong friends and keen sportsmen, Simon and Graeme have suffered sporting injuries over the years and the cost of their sports insurance was increasing with age.

It occurred to them, how could they develop a product that was designed around the amateur sports person, affordable to buy, covers a range of injuries, includes most sports and saves £100s or possibly £1000’s for private treatment quickly, anywhere in the UK.

After two years in development, Active Cover was created; a carefully designed and simple multi-sport injury insurance to help adults and children alike.

Active Cover is underwritten by one of the largest insurers in the UK, Chubb European Group SE.


The Chubb Corporation is a global insurance leader operating in 54 countries. Chubb are the underwriters of the Active Cover multi-sport injury insurance. The world’s largest publicly traded property and casualty insurer, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. Chubb’s goal is to provide the very best insurance coverage and service to individuals and families and businesses of all sizes — from small and medium-sized companies to the largest multinational corporations — all across the globe.

Visit our partner’s website

Lorica insurance brokers

Lorica have a track record in developing and launching sector specific insurance products and are pleased to support Active Cover to bring their sports personal accident cover to you. Lorica have partnered with Chubb to underwrite the product because of Chubb’s industry expertise and the quality of cover and claims support promised to you.

Lorica are commercial insurance brokers and risk management advisors, helping customers from the large multinational corporate end of the spectrum to small and medium businesses (SME’s). Lorica also help individuals who have higher value homes and vehicles.

Visit our partner’s website